Privacy Policy

Agnes Pagan, LLC. will never share or sell your email address, or any other information.  The personal information that you provide will only be used to communicate with you directly, as a client or subscriber.  Your privacy is of the utmost concern to us.

If you have any questions or concerns, please do not hesitate to contact us at hello@agneshosley.com. Thank you for time, attention, and on-going support!

Terms of Use

Hello and thank you for visiting!  It is important that everyone has a safe and happy online experience.  Here are the rules:

These Terms of Use apply to your use of the websites owned and operated by Agnes Pagan, LLC, including www.agneshosley.com and any subdomains thereof (the “Sites”).

The term “Sites” includes the content on the Sites and all of our service provided on our sites.  You may use the Sites anytime you access, view, link to or from, or otherwise interact or communicate with or connect to the Sites.  By using the Sites you agree to these Terms of Use and our Privacy Policy, which is incorporated herein by reference.  If you do not agree with any parts of the Terms of Use, do cease using the Sites immediately.  There Terms of Use may be changed form time to time without notice.  Any changes will be effective when posted.  Periodically review of Terms of Use to become aware of changes.

Acceptance of Terms

By accessing or using this website and purchasing any services or products offered by Agnes Pagan, LLC, you agree to be bound by these terms & conditions. If you do not agree, please do not use this site. Users of our Service must be 18 years of age or older, at a minimum you must be over the age of 13 with a parent’s permission to use our Sites.  Users must be 18 years or older to purchase any of our products or Services.

Agnes Pagan, LLC is under no obligation to accept any individual as a user of our Sites, and may accept or reject any registration in its sole and complete discretion.  In addition, Agnes Pagan, LLC. may deactivate any account at any time, including, without limitation, if it determines that a user has violated these Terms of Use.

Services Covered

These terms apply to all offerings available through this website, including but not limited to: VIP Intensives, Brand and Sales Strategy, Events, Digital Products and downloads, Book Purchases, Podcast and Blog content. Your use of certain features, functuality, resources, products or programs (including, without limitation, contests, challenges, promotional documents, surveys, forums, newsletters, games, sweepstakes, subscription registrations, content submissions, chats, requests for free products, affiliate programs, discussion groups, etc.) offered on or through the Sites (the “Services”) may be subject to additional terms and conditions (“Service Rules”), and before you use any of the Services you may be required to indicate your acceptance of such additional Service Rules.  All Service Rules are incorporated into these Terms of Use by reference.

Payments

Payments are processed securely through this website. By completing a purchase, you authorize Agnes Pagan, LLC to charge the full amount to your selected payment method. All prices listed in U.S. dollars. Agnes Pagan, LLC has the right to update pricing at any time without prior notice.

Refund Policy

All sales are final. Refunds are considered only in the case of a documented personal or family emergency for services only. Refund requests must be submitted in writing to hello@agneshosley.com within 72 hours of the qualifying event. Approved refunds will be issued to the original payment method within 7 to 10 business days. Agnes Pagan, LLC reserves the sole discretion to approve or deny refund requests.

Intellectual Property

All content on this website, including but not limited to written content, podcast episodes, blog posts, graphics, and all associated frameworks are the exclusive intellectual property of Agnes Pagan, LLC. Unauthorized reproduction, distribution, or use of any content without written permission is strictly prohibited.

Podcast & Blog Content

Content published through Afterthoughts and this website is provided for informational and educational purposes only. It does not constitute legal, financial, or professional advice. Results discussed or referenced are not guaranteed.

Disclaimer of Warranties

Agnes Pagan, LLC provides all services and content “as is.” While every effort is made to deliver high-quality strategy and support, no specific business outcomes or results are guaranteed. Individual results will vary based on effort, experience, and market conditions.

Limitation of Liability

To the fullest extent permitted by law, Agnes Pagan, LLC shall not be liable for any indirect, incidental, or consequential damages arising from the use of this website or any services purchased through it.

Applicable Laws 

We comply with the CAN-SPAM Act, the Children’s Online Privacy Protection Act, the Digital Millennium Copyright Act and all applicable rules, regulation laws, statutes, ordinances, codes, and guidelines, including those of the Federal Trade Commission (collectively, “Applicable Laws”) By using the Sites you agree to abide by all Applicable Laws and to refrain from assisting anyone to evade any Applicable Law.

These terms and conditions shall be governed by and construed in accordance with the laws of the United States. Any disputes arising under these terms shall be resolved in the jurisdiction where Agnes Pagan, LLC is registered.

Community Guidelines

By accessing and/or using the Websites, you agree to comply with these community guidelines (the “Community Guidelines”) and that:

You will comply with applicable laws in your use of the Sites and will not use the Sites for any unlawful purpose; You will not upload, post, email, transmit, or otherwise make available any content that:

• Infringes any copyright, trademark of publicity, or other proprietary rights of any person or entity; or

• Is defamatory, libelous, indecent, obscene, pornographic, sexually explicit, invasive of another’s privacy, promotes violence, or contains hate speech (i.e. Speech that attacks or demeans a group based on race or ethnic origin, religion, disability, gender, age, veteran status, and/or sexual orientation/gender identity; or 

• Discloses any sensitive information about another person, including that person’s email address, postal address, phone number, credit card information, or any similar information.

You will not “stalk,” threaten, or otherwise harass another person; You will not spam or use the Sites to engage in any commercial activities; If you post any content or comments, you will stay on topic; You will not access or use the Sites to collect any market research for a competing business, You will not impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity; You ill not interrupt the proper operation of the Sites through the use of any virus, device, information collection or transmission mechanism, software or routine, or access or attempt to gain access to any data, files or passwords related to the Sites through hacking, password or data mining, or any other means; You will not cover, obscure, block or in any way interfere with advertisements and/or safety features on the Sites; You will not use any robot, spider, scraper, or other automated means to access the Sites for any purpose without express written permission; provide, however we grant the operators of public search engines permission to use spiders to copy materials from the public portions of the Sites for the sole purpose of and solely to extent necessary for creating publicly-available searchable indices of the materials, but not caches or archives of such materials; You will not take any action that imposes or may impose an unreasonable disproportionately lard load on our technical infrastructure; and you will let us know about inappropriate content of which you become aware. 

For questions regarding these terms, please contact: hello@agneshosley.com